Money Lending
I had taken a loan from online app 10000 they will charge interest 3000 for three month and due date is three month because of some issue i cant repay the money now they charge huge amound as fine an
2 years ago
A. Record all their calls. & use them in court. No need to worry.
If you realize my professional skills, the time & efforts put in by me needs to be truly appreciated, and then Please “CLICK MY LIKES/ THUMBS UP/GIFT” button shown below this reply format & also CLICK/ WRITE a “REVIEW” in 5 star as I have answered your query in detail. Hope this information is useful
ADV. ANISH PALKAR (High Court)
A. for a issue there is solution.
what is the solution ? what is the issue ?
Ankur Goel @ Complete Law Shield
Improved query - Need details regarding ESCROW account. - part 2
Kindly Consider this query as I know a person who's willing to Deposit the documents his property worth 30 Crore in Escrow account[not taking loan] & there'll be a Contract Agreement with conditions
3 years ago
A. what is role of that person and this person in business ?
where is investment ?
you are talking abt property worth 30 crore and can not approach a lawyer.
want to do business and wasting time in these type of questions then there will be loss only but not because of that person.
Advocate Ankur Goel
(Complete Law Shield) #YourLifeYourChoice
Ankur Goel @ Complete Law Shield
Need Details regarding ESCROW account
I know a person who's willing to give his property worth 30 Crore as collateral in Escrow account, & there'll be a Contract Agreement with conditions of situation- when I'll get right to own his prope
3 years ago
A. Question.1
Is it Possible the same way ? OR any other way[ name it]?
A: In ESCROW Account the fixed share of money will only come to your account depending on what has been written in the ESCROW account agreement.
Question.2
If Situation mentioned in Contract Arises, Will i get property ? OR Money ?
Is anything from Both, possible ?
A: Eg - If the property is worth Rs. 30Cr as you said ad you ESCROW agreement is in 60:40 basis then by default if the loan is sanctioned for 30 Cr then 18Cr and 12C ...ReadMore
Suraj Kumar
Conveyance original deed of home loan lost by bank
Hi, My father had taken a home loan from SBI and returned it in full amount but bank has lost the original conveyance deed. I filed a complaint in RBI and they asked sbi to pay Rs 50000 which I think
3 years ago
A. I have a doubt that Bank employees are soing some fraud by saying that they lose riginal documents. i have filed a case seeking 50 lakh compensation, case is still pending.
Education loan
I have taken my education loan from State bank, Palappetty, Malappuram , Kerala, on 2009, with amount of 225000/- rs and until 24th March 2021 and I have paid around 32,3755/-. Also, along with gov su
3 years ago
A. You can opt for individual insolvency process as u have taken educational loan n unabel to repay it. But the court cannot just waive away a loan like that way as it is from a Nationalise bank, also they have the lowest interest rate & you must have signed the agreement for the same. Maximum u can get restructuring of the loan by increasing the tenure & reducing the EMI amount.
If you realize my professional skills, the time & efforts put in by me needs to be truly appreciated, and then Please � ...ReadMore
Ayantika Mondal @ Prime Legal
Education loan interest subsidy under central sector scheme
I had obtained an education loan from Bank of India. Since my father's income is less I was eligible for education loan interest subsidy till the moratorium period under the central sector scheme for
3 years ago
A. If you have written the bank via email or speed post, letters etc. regarding the income certificate that you have submitted then u can get education loan interest subsidy . In case of miscommunication please write to banking ombudsman. if things don't work out we can file a case.
If you realize my professional skills, the time & efforts put in by me needs to be truly appreciated, and then Please “CLICK MY LIKES/ THUMBS UP/GIFT” button shown below this reply format & also CLICK/ WRITE a “ ...ReadMore
Cheque bounce
I have given a cheque of 2 lakh to a real estate firm for booking of a plot.later I decided not to take the plot and I informed the same to that real estate firm.they accepted it and I cancelled the c
3 years ago
A. Hi,
Since it has crossed 90 days, the validity has lapsed. It is advised to you to provide a written letter to the real estate stating that you do not wish to continue and you are cancelling your cheque for proof.
If you like my answer, please give a good review.
Ayantika Mondal @ Prime Legal
Home loan
I have 5 months emi pending and last payment made on jan 21. They are chasing as legal action will be taken if not cleared in full. They forced to give cheque and it got bounced . I was jobless frm 20
3 years ago
A. No.. need to worry for the bounced cheque... but hence forth do not give the cheque.... They will NOT take legal action in COVID situation... if the bad time arise you can file a case against the bank for harassment..
If you realize my professional skills, the time & efforts put in by me needs to be truly appreciated, and then Please “CLICK MY LIKES/ THUMBS UP/GIFT” button shown below this reply format & also CLICK/ WRITE a “REVIEW” in 5 star as I have answered your query in detail. Ho ...ReadMore
Credit card
I am using sbi card since 5 years ,card number (4726428044744991 & 4207399167179695) my payment history in records was very good, i used 150000 rs with sbi card in the month of feb 2020. 12th of Apri
3 years ago
A. 1) You have been the victim of bad times since the past few months or more... But as you were a regular customer & old customer… so nothing much to worry . This Bank people generally outsource the recovery process to the third party vendor on some percentage ratio basis and so they are harassing the people and family members as you must have been using a ANORIOD PHONE in which you have downloaded the BANKING APP which 1st asks you to accept “ACCESS CONTACTS” & so they have got all your fam ...ReadMore