Moratorium
Moratorium
I received a call from bank in first week of June if i want to continue my moratorium or i can pay. I told him my situation & asked him to continue my moratorium as I haven't received salary from the
3 years ago
A. Yes, you can complain against that person from the bank who called you in June & made false commitment, subject to you are having the recordings in your mobile phone.
You have Not mentioned for which product & which bank did you opt for moratorium like Credit Card, loans etc.
Complaint to the ombudsman of the bank & ask for reply.
If you realize my professional skills, the time & efforts put in by me needs to be truly appreciated, and then Please “CLICK MY LIKES/ THUMBS UP/GIFT” button sh ...ReadMore
Misuse of Documents/Signature Forgery on Bank Loans
My real uncle has borrowed loans from 3 banks keeping my mother and myself as co-borrower/guarantor on the loans without our consent. Neither me or my mother has signed any loan documents or visited a
3 years ago
A. First lodge complaint with head office and police and also file private complaint and get such documents examined by hand writing experts.
Please give me Rank 5 if you feel my answer helped you.
Hardik Sheth
Rameshwar Dadhe
Pradeep Naik
Bank account frozen
Bank has frozen my account due to non payment of credit card during Lockdown.
3 years ago
A. 1) Please kindly mention which saving account is frozen for credit card account. I believe that the credit card account is frozen during the lock down
2) As per my knowledge your credit card account is frozen as you have not made the payments in the lockdown period but if you have already crossed the 90 days period slab, then this credit card account will be permanently blocked and you will not be able to use the facilities even though you will be making the full payment to them also subsequentl ...ReadMore
Unfreezing joint bank account
I have a joint saving acc with my husband. He used to withdraw money without knowing to me. When i came to know, I approached the bank and they advised me to freeze debit transactions. I did the same
3 years ago
A. move one application with the bank higher authorities for getting your bank account unfreeze. and if it donot work, approach banking ombudsman and that will surely work. for more details you can contact me also through this webiste administrator and can get my details. approaching court will make your husband alert also and will linger on the process too.
regards
Munish Goyal Advocate
Senior Counsel.
I got harassment from mpokket
I took a loan from mpokket but due to covid-19 pandemic outbreak I'm not able to pay the loan amount in time but they every day call me and forced me to pay the money same day what can I do please hel
3 years ago
A. The loan is a legally enforceable debt, ensure you write for loan moratorium for the permissible period.
Ayantika Mondal @ Prime Legal
Rameshwar Dadhe
Credit card
I have no knowledge about ATM withdrawal charges with credit card and not mention in received kit. But bank charged me. I want to case on bank. Please tell me this case applicable.
3 years ago
A. 1) Which Bank Credit card did you Apply?
2) What is the credit limit?
3) How much did you withdraw CASH & ON WHICH date?
4) The CREDIT CARD cash withdrawal attracts Finance Charges, Interest Charges, GST & other charges.
5) The moment you have applied OR used the CREDIT CARD for CASH withdrawal you have readily agreed for their charges at the time of APPLYING FOR AN CREDIT CARD, So you CANNOT deny THE FACT THAT IT WAS NOT KNOWN TO YOU. NOT knowing the Banking Charges while you are availing the ...ReadMore
Credit Card Issue
Hello, I received a credit card in 2018 ,n it's credit limit was 61000, I used the amount but I have also paid half amount to the bank. If paid the amount till October n after that one of the bank emp
3 years ago
A. Bank has every authority to recovery. You can use following judgment if recovery agents approach you. Please give me Rank 5 if you feel my answer helped you.
=====================================================
Dear Sir,
Please get issue a legal notice on the basis of following judgment.
ICCI Bank Limited vs. Prakash Kaur case,
The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them ...ReadMore
Ayantika Mondal @ Prime Legal
Cout charges for online loan
Dear ,I fill an online loan form of Bajaj . Nextday Bajaj finance agent call me for loan .I convinced and send some documents like pan ,adhaar,bank detail in his whatsapp no .After some time, I recive
3 years ago
A. 1) When did you apply for the Loan?
2) From whom did you approach i.e. NAME & PHONE NO. of the EXECUTIVE Etc. for giving your loan documents?
3) did you sign the LOAN AGREEMENTS for DISBURSEMENT OF LOAN?
4) Did you receive any messages for the LOAN APPLICATION OR LOAN PROCESSING OR DOCKET NO.?
5) Who told you to pay Rs.3,500/- & Rs.8,000/- for the LOAN AMOUNT OR PROCESSING ?
6) IF THE ANSWER TO Q- NO. 2,3,4,5, is “NO” THEN Let me be very frank “THERE IS NO LOAN ON any such PRE-CONDITIONS� ...ReadMore
Ayantika Mondal @ Prime Legal
Recovery of money
A father and son duo has taken money from me in regular intervals, promising me that they will provide a flat at very low price. Last payment was in June 2015. All the transactions were done through b
3 years ago
A. 1) You are the Victim of FLAT scam which is common
2) As you have done all bank transaction you have a valid proof
3) You can File a case in which taking a bail will become a tough job for your opponent.
4) You can get your entire money back, it is NOT a big issue, As they both must have looted many other people like you
5) If they are absconding then too No issues just provide me with their Mobile Numbers & we can Legally Catch them if they are in INDIA
If you realize my professional skills, th ...ReadMore
