Clarification regarding bank procedures when complaint is filed against the employee
Clarification regarding bank procedures when complaint is filed against the employee
Dear Sir/madam, We have requested one of the SBI employees who is our close friend to make a Term deposit in my name and have signed and given cash withdrawal for the same
2 years ago
A. Dear Client,
As per the facts which have been provided, you should state your problems to the bank and ask them to file a case.
Hope this clarifies your query and requirement.
Thank you.
Prime Borrower - Central Office OTS Scheme
Central Office OTS Scheme can the Branch Managers/ Asset Recovery Chief manager can reject with out giving reasons.
2 years ago
A. Dear Sir,
You may lodge compliant with banking ombudsman or approach High Court to redress your grievance. Normally bank manager cannot over rule instructions from his central office.
Mortgage loan from credit cooperative society
My father brought housing loan from credit cooperative society in 2015, at the time of taking loan bank representative mislead us for EMI amount , at the time of taking laon we told to bank , we could
2 years ago
A. Dear Sir,
First come out of the loan transaction by settling and thereafter approach the Police with available documents and also file Civil case any huge compensation for misleading you.
Credit card debt
I had been given a HDFC credit card by a foot staff in to petrol pump limit up to 40,000 when was in MP Indore & I paid minimum amount for 5-6 months & then due to financial circumstances I was not ab
2 years ago
A. If you are in postion to pay now then get a good lawyer & have a settlement done on your Basic amount with some interest on it. But after settlement your NAME will be in NEGATIVE CIBIL.
Credit Car Payment - Legal Notice
I have Credit card, and failed to repay them for some time now. I had to repay about 80000/- earlier, I have received a Legal notice to pay now 5+ lakhs. i am unable to pay since the 2019 Dec.
2 years ago
A. Dear Sir,
They may get attachment order from Arbitrator. Better follow the following:
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Remedies against harassment by Recovery Agents
February 18, 2021
Written By : Kishan Dutt Kalaskar Retired Judge
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There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an ex ...ReadMore
A. Dear Client
As per the facts which have been provided, if you’re pretty sure that you do owe the amount stated then please don’t waste time contesting it as this will only cost you more money getting legal representation and so on. Bear in mind that the total figure may well include interest, late fees and court costs. So it's better to pay the loan amount.
Hope this clarifies your query and requirement.
Thank you.
Prepayment of home loan -not debit the emi
After a payment of a limpsum amount my loan outstanding was 1200000.after a year it is1300000.bank was not debit the emi and add interest in outstanding.is i legal or challangile
2 years ago
A. Dear Client,
As per the facts which have been provided, it may be wrong on their part. You need to talk in the bank and if something is wrong on their part then you can file a suit against the bank.
Hope this clarifies your doubt and requirement.
Thank You.
PMAY (Pradhan Mantri Awas Yojna ) subsidy rejected by Financer LICHFL
I had taken home loan from LICHFL in March 2021. I have submitted the PMAY subsidy form with Female co applicant at time of applying for the loan. At the time of loan processing the representative co
2 years ago
A. Dear client,
The government had made it necessary for the family to have at least one women member registered as a owner of a new house under the flagship housing program.
For more queries, please contact.
Thank you.
Service matter - I am clerical employee in state Bank of India
Hi, I am clerical employee in state Bank of India. As you are aware that CIBIL report can be generated only with officially valid documents like AADHAR CARD, pan card and driving license. Without
2 years ago
A. Dear Client,
Yes, the bank officer ought to have mentioned before checking your CIBIL report and moreover having and using access to your AADHAR Card. That is a gross violation of your fundamental right to privacy. Bank can only submit monthly payment histories by checking your report but for any such inquiry, it needs your authorization before doing so.
Thank You
Credit score dropped due to unfair late payments on my gold loan account
I have taken two gold loans at the same time from Andhra Bank (now Union bank) and renewed them after an year. But when I checked my credit score from cibil recently, there are 11 late payments on one
2 years ago
A. Dear Client,
It is the negligence on part of the bank for not disclosing all the relevant information, which is equally affecting your credit score. File a complaint with the banking ombudsman regarding the default in the service.
Thank you.
