Court notice by bank even after complete repayment of loan
Court notice by bank even after complete repayment of loan
I had taken education loan in 2011 from a PSU, and it was suit filed on 2017. I have settled through OTS on nov 2020. But I am receiving district civil court notices for lok Adalat hearing even in Ma
2 years ago
A. Dear Client
You may visit the band and show them proper documents of the paid loan amount. But even if they continue to do the same, you may visit an advocate and send a legal notice to the bank for the same.
Thanks
Regards
Bank Loan under CGTNSE Scheme
Dear Madam/Sir, I had taken two commercial loans from UBI bank ( now PNB ) in 2014. 1. Loan a/c *********** case _1 I have paid more than 50% of my loan amount and the bal. amt. claimed by the bank u
2 years ago
A. Dear Client
As per the facts which have been provided, if you are unable to pay loan a/c dues and CGTMSE amount to the bank then the bank may take any legal action against you depending on the terms and conditions of the loan. You can make the balance payment of loan to the bank for getting relief from these problems.
Hope this clarifies your query and requirement.
Thank you.
Cheque bounce case with merged bank
Iam an NBFC staff one of my client had issued me an cheque 2 years before , it belongs to ANDHRA bank and now that this bank is merged with UNION BANK OF INDIA, Can i submit an Negotiable Instrumen
2 years ago
A. Dear Sir,
Yes, at the time of issue in cheque the said Andhra Bank was in exitance & on his merging all its liabilities of its Costumers binding upon Union Bank of India.
Sister as nominee
Woman passed away with Rs 20L FD. She was married but her husband had passed away few years before and she does not have children. And she had already made her sister as nominee for this FD. Apart fro
2 years ago
A. Dear Client,
As per the facts stated, the sister is the only one who has the right over the FD as she is the nominee.
Personal loan - Bank is calling me
Bank is calling me for a personal loan payment after 11yeats how do I go about it. I am financially weak
2 years ago
A. Dear Client,
As a borrower you have certain rights such as right to get adequate notice, decorum and decent behavior from the bank and if they harass you then file a complaint at the police station.
HDFC Bank making the saving account balance to negative .
HDFC Bank making the saving account balance to negative . Which is against the RBI rule
2 years ago
A. Dear client,
Check your balance sheet and if the minimum balance is below the limit then the bank charge for the fine on your account. Do contact the customer care or helpline service for a brief enquiry.
Thank you.
Fraud loan app
Sir mene rupeeking app se LAon nahi liya hi ,lekin tab bhi muje WhatsApp per 3 log ne massage send kiye hi loan repayment ka , usne app link send ki thi aur mene app open ki app play store per nahi mi
2 years ago
A. Dear Client
Beware of such fraudulent links. Block those sites and ignore it. However, if they call you and harass you you may go to the police station or visit cyber police and lodge a complaint against such matter.
Thanks
Regards
Regarding Home Loan.
My dad had a home loan. After his death we applied for insurance to cover the rest amount. Now the bank got all the money from insurance but still asking my mom to pay more money. They transferred the
2 years ago
A. Dear Sir,
You need not repay the same on the following principle of law
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'Pious obligation' means the moral liability of sons to pay off or discharge their father's non-avyavaharik debts. ... The ancient doctrine of pious obligation was governed by Smriti law. There is a pious obligation on the sons and grandsons to pay the debts contracted by the father and grandfather.
Hindu Succession (Amendment) Act, 2005- Rights & Liabilit ...ReadMore
Non delivery of physical possession
I’ve purchased a property in bank e auction which was in physical possession with the bank. The property has items of the previous tenants lying there. Now bank is not delivering physica possession
2 years ago
A. Dear Sir,
You may approach banking Ombudsman or police or Civil Court.
HDFC 2 wheeler loan
2 wheeler loan 2month pending so torture collection agent side and I'm jobless person
2 years ago
A. Dear Sir,
Better pay the same at the a time by taking loan from your friends and get NOC otherwise they may manipulate and seize the vehicle.
