Bank action on cidco flats during lockin period
Can bank auction CIDCO allotment flats within lock in period of say 10 years, under Sarfaesi Act 2002, which has been mortgaged by the defaulting borrower for the loan extended
1 year ago
A. Dear Client
If a property is mortgaged to the bank then in case of a default the bank has all the rights to auction the property and that's the law and that is what the borrower agrees for while taking the loan. Now whether the bank can do so or not on within the lock in period has to be ascertained by going through the documents of the property and loan agreement.
Credit card advance annual charge
I have a sbi credit card since three years, they charge advance annual charge 2999/- + gst every year (this is fee charged advance for whole year in begining of the year itself), this year in dec 2021
1 year ago
A. Dear Client,
You may file a complaint with the consumer forum and ask for compensation for your suffering.
Case in DRT court coimbatore
Hi sir I'm Sathish Kumar from salem.i applied case in DRT court coimbatore but bank sale my house and they saying go outside.bank didn't gave any notice still but I put case in DRT sir
1 year ago
A. Dear Client,
As per the facts mentioned, you may approach the high court and get your problem redressed by the court.
Fraud by mobikwik -payment not successful paid after sometime
I add money in mobikwik wallet for online payment but unfortunately payment not successful paid after sometime money refunded in mobikwik wallet than i called mobikwik customer service for reversal mo
2 years ago
A. Dear Client,
You can file a complaint in the consumer forum official website where you can submit your issues by getting yourself registered by filling up your personal details. They will address the issue.
Loan Rejected due to Mismatch in CIBIL record
I applied for a loan against property in ICICI bank for the amount of 10 Lac rupees. ICICI bank rejected my loan citing the reason that I have multiple loans running as per CIBIL record however I did
2 years ago
A. Dear Sir,
You may file complaint with Banking Ombudsman and if you do not get justice then file Writ Petition before High Court and get justice.
education loan
I took a education loan of 4 lac out of which paid to the college 2.20 lac after which the college was shut down because of some legal issues (IIPM). now its damaging my CIBIL score. please advise wha
2 years ago
A. Dear Client,
As per the facts mentioned, you may contact a chartered accountant who can help you better with the issue.
Central Bank of India Education Loan Repayment
Greeting to all. I taken education loan from CBI (2011 to 2014) Rs. 193500 but it mention as Rs.2lac. After Completing degree i didn't get Job. so I Did PG. in sugar Engg (2016 - 2017). Now working in
2 years ago
A. Dear Client,
You can send a legal notice to the bank along with a copy of loan documents and ask for the amount to be rectified.
my mom getting pension regularly
my mom getting pension regularly however for few years she was excess of amount above the pension amt. we intimated to the pension office that we receiving excess in amount, however suddenly they told
2 years ago
A. Dear Client,
You may challenge the pension authority for their actions. You can send them a legal notice followed by a writ petition in the High Court of they do not stop this nonsensical action.
Credit card payment
Hi, This matter is related to credit card, I was using a credit card but after a period of time I lose my job I did not able to pay but after a period I spoke with the bank guy to settle this issue. I
2 years ago
A. You have been cheated by the bank.. also you have NOT mentioned the bank name ..which is required for us to understand the legal process
My bank sent demand notice for repayment
Hi, I take home for 20 yrs period, 6 L Last yr in covide period I failed to continue my bank emi. Last Oct 21, I visited bank and requested for Resolutions for 12 months, Bankk officer take all my a
2 years ago
A. Dear Client,
You can file a complaint against the harassment that your facing in the nearest police station.