Inheritance of FD when Son Deposit FD in Fathers's name
Inheritance of FD when Son Deposit FD in Fathers's name
Dear Lawyer Sir, I need one advice , would be really grateful if you can give a precise answer or counter legal remedy Subject:Inheritance of FD when Son Deposit FD in Fathers's name ,as per RBI no
2 years ago
A. If the daughter doesn't give any stop payment direction to the concerned Bank, then the Bank may not insist you to submit the Succession Certificate but will disburse that FD amount to you as Nominee. Please take note that if the daughter gives objection against such disbursement,then to get the Succession Certificate is the only option and in such case mother, son and daughter have such right of inheritance.
Advocate Sinjari Bandyopadhyaya
CRYPTO IS ILLEGAL OR LEGAL
Hey All , Hdfc Bank Had freezed My account For Trading In crypto Currency As They are saying It's illegal . i usually Deposit & withdraw money by Hdfc bank through Wazirx , zebpay ... . Let me know m
2 years ago
A. Hi,
Asper the laws in India, any transactions that involve Crypto Currency are unregulated. However, this in no means mentions that it is illegal. Thus, the bank account cannot freeze your account citing this as a reason. You may speak to the branch manager/Zonal head regarding the same and show him the relevant media which mentions that it is not illegal.
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Regarding Education Loan
My wife got education loan for her MBBS at 17yrs for study in 2010 ,with amount of 7.5lakhs pledging land by her father co-applicant since she is a minor, but now loan repayment amount is 21.5 lakhs a
2 years ago
A. Hi,
There are a number of reasons for which you can seek for cancellation of your education loan which include Dropout from college, Cancellation due to death which will be according to the respective policies of the different banks/organizations. Kindly let a legal person go through the documents and then apply for cancellation.
Thank you.
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Ayantika Mondal @ Prime Legal
Cheque bounce where can I file the case
I have submitted cheques in Icici bank faridabad and cheque is of Axis bank branch in noida so I can file case in faridabad or I have to go to noida to file case as cheque is of Axis bnk noida.
2 years ago
A. Hi,
You have to file the case in Faridabad. You can file a petition as per section 138 of the Negotiable instruments Act,1881. Please contact a lawyer for further legal advice.
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Thank You
Ayantika Mondal @ Prime Legal
Online issue in bank
Hi, my husband expired recently, we have family disputes in court still pending, and he has illegal affair with other lady and he mentioned her name as wife in bank nominee details. Can i fight legall
2 years ago
A. Yes you can. You have to give stop payment notice to that Banker specifying that Nominee is not the legal heiress of the deceased person and you have also to specify that as the legal heiress of the deceased person you are applying for Succession Certificate so no sum can be disbursed to that Nominee.
Advocate Sinjari Bandyopadhyaya
Ayantika Mondal @ Prime Legal
Credit Card Issue
Hi, Hdfc bank issued me a credit card in 2018 n card limit was 61000 .I used the amount 58500 from it in which finance charges are included. In actual I used 38000 if we cut finance charges from 5850
2 years ago
A. Hello Sir
If you have taken some loan form the bank through credit card then you are liable to pay the same and bank have all rights to initiate legal actions against you if you have made default in payments. It would be advised to clear your pending amount to avoid legal action.
Thanks
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Ayantika Mondal @ Prime Legal
I DON'T HAVE ANY DOCUMENTS OF MY FATHER'S BANK ACCOUNT
MY FATHER MADE FIXED DEPOSITE ON MY NAME IN DENA BANK WHEN I WAS 7 YEAR OLD. HE PASSED YEAR LATER09-09-2005. HE GAVE RECEIPT TO MY GUARDIAN ,NOW I AM 25 YEAR OLD, AND MY GUARDIAN LOST THAT RECEIPT ,S
2 years ago
A. Hello Sir/Ma'am
To claim the account of a deceased person,
the surviving account holder will have to submit a written application informing about the death of account holder to the bank along with the copy of death certificate and copy of ID proof of the deceased. The copy of ID proof of the deceased account holder will be self-attested by the surviving account holder.
Thanks
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Vaidehi Samant
Ayantika Mondal @ Prime Legal
What I do as I want some time to pay credit card payments
i was jobless for one year 6 months , i lost my job during covid 19 situation , so that my income is zero during the time i have credit card bill payments although i adjusted and paid one year even t
2 years ago
A. Stop entertaining recovery agents of bank. Recovery agents are not authorised nor they have any authority to ask your bank money. In ICICI bank vs Praksh Kaur supreme court has held that no recovery agent can adopt coercive method. Report the matter to police complaining such harassment by so called recovery agent who in fact are crooks and bank officials.
Sidhaarth S
credit card recovery agent demanding paid dues after 17 years
In Sept, 2004 I have paid all dues Rs.6000 odd against credit card outstanding statement shown to me by recovery agent in one single cheque . cheque was cleared. Shockingly now after 17 years recover
2 years ago
A. Dear Sir,
Approach any lawyer who is competent to teach them a lesson as there are claiming time barred debt.
Remedies against harassment by Recovery Agents
February 18, 2021
Written By : Kishan Dutt Kalaskar Retired Judge
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There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously ...ReadMore
Bank Doc with manipulated entries issued at behest of hsg scty mg. com.
A bank had issued a confirmation doc, at the behest of the scty mg. com, .purporting to show certain transfers from the hsg scty accnt in their bank to my personal accnt in same bank, There being se
2 years ago
A. When society raised several legal actions then what kind of legal were they and what was outcome ?
You can dip all of them in soup of fraud and consume it.
But it seems to be some small cooperative bank.
Ankur Goel @ Complete Law Shield
