Personal loan -I am unable to pay back my personal loan amount
Personal loan -I am unable to pay back my personal loan amount
I am unable to pay back my personal loan amount. Of 5lakhs I took I have paid near to 2 lkhs and now 3 EMI is default bank sent me legal notice that they they will attach my house and sell the propert
2 years ago
A. No ..the bank cant sell your property for 3 EMI is default .........................as bank sent u legal notice that they they will attach house and sell the property.......
Vaidehi Samant
Penal interest by Bank
Took a loan for my business.Bank charging penal interest by showing a complicated clause in sanction letter. It says to close Bank X current account but it is not a regular current account. It is lin
2 years ago
A. YES. ..Go to Ombudsman... ur query will be solved .... if NOT ..then go to consumer court
credit card debt
Hi iam a resident of hyderabad,Telangana I have a total dept of credit card is 1.25000 including with Late fee and Interest and i opt for Installments up on all over amount Still iam unable to pay bec
2 years ago
A. Dear Sir,
you need to speak to your credit card issuer and describe all the issues that you have and request them to restructure the repayment by allowing you to have small EMI which you can pay easily.
EMI foreclosure on merchant-cancelled products
EMI(split & pay-RBL bank) being levied on us even after Merchant had refunded the amount to the bank stating product could not be delivered. We paid 2 emis without recognising this and now, customer s
2 years ago
A. Dear client
you need to write a complaint letter to the bank giving all the details and if they donot pay attention to that then you can send the complain to the banking ombudsman who would look into your case and do the needful.
Loan recovery-dad is a government official in bsnl
My dad is a government official in bsnl, he had credited some amount from bsnl credit society which is made for the employees but now 4 years passed the society is snatching all the salary under the n
2 years ago
A. Dear client,
you can send a legal notice to the authorities about the way this is being done so unfairly and ask for the full description of how the amount is not being cleared. If they do not stop and still continue to do so then you can at the last step file a case against them.
Thank you
A. Dear Client,
To obtain a succession certificate, a petition should be prepared and filed in the relevant district court. The relevant jurisdiction of the district court for filing a petition for obtaining a succession certificate would be where the deceased person ordinarily resided at the time of his death.
Thank you.
Joint bank aacount holder not getting rights to bank account
I have a joint account(either or survivor) with my mother's aunt. She died recently. There is money is savings account and 2 fixed deposits . I have applied properly for removal of my mother's aunt na
2 years ago
A. Yes you are right that there is no banking laws or rules which prohibits one of the joint account holder to access the account on death of another account holder. If the bank is not listening to you then you have these options;
1. Write a complaint letter to the banking Ombudsman
2. Send them a legal notice through a lawyer
3. File a consumer case against them.
Advocate Sinjari Bandyopadhyaya
illegal withdrawal from demise person joint account
My father who die in april, had a joint account with my mother with operation clause anyone. In last month my mother withdrawal all money without doing death setelment. Now she is not giving my share
2 years ago
A. Dear Madam,
Yes, it is illegal that your mother received the amount without disclosing the death of her husband. You may threaten her to receive your share otherwise you go to Police Station.
Sanjay Kumar Jha
Loss my job am unable to repay Emi
Hi sir, I want 3 month time to repay of my consumer, personal loan and credit card because I loss my job and am facing financial problems at present
2 years ago
A. No need to worry .. if u get a job then only pay the dues... otherwise why to pay... big loans get settled off like that of big business tycoons ..
Bank account related
Sir mere father ka account tha jis me RS 280000 hai jis me koi legal heier Paisa nahi nikalna chhah Raha hai.us account me koi nominee nahi hai.paise kaise nikale Kya process hai
2 years ago
A. Dear Sir,
As per the Bank circulars you have to produce legal heir certificate and one of the legal heir may be authorised to receive such amount as there is no nomination.
