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icon Does I get refund the paid through minimum payment

Hi Sir, I am a credit card holder of money back ends with number XXX-XXXX-XXXX- 7295 and XXX-XXXX-XXXX- 5008, and outstanding the amount is nearly about 37 and 27 K in 2018, from since then I have pa


A. Dear sir,
Better to pay entire amount and close the account.

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Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Banking

An issue with Kotak Mahindra bank for fore closure of Home loan


A. for a issue there is solution.
what is the solution ? what is the issue ?

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Latest Response 3 years ago
Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

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icon RBL Bank calling my Parents and Brother asking for CC dye payment

Sir /Madam I m Yathraj from Bangalore holding RBL cc anx Cc Loan account due to No Job No Income I m unable to pay Cc dues from 5 months and asked RBL Bank to convert to easy emis now I m medically a


A. welcome them to Police Commissioner office to settle the amount.
Police Commissioner office is not settlement office.
file FIR on RBL through parents and brother.

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Latest Response 3 years ago
Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Improved query - Need details regarding ESCROW account. - part 2

Kindly Consider this query as I know a person who's willing to Deposit the documents his property worth 30 Crore in Escrow account[not taking loan] & there'll be a Contract Agreement with conditions


A. what is role of that person and this person in business ?
where is investment ?

you are talking abt property worth 30 crore and can not approach a lawyer.

want to do business and wasting time in these type of questions then there will be loss only but not because of that person.


Advocate Ankur Goel
(Complete Law Shield) #YourLifeYourChoice

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Latest Response 3 years ago
Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

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icon Need Details regarding ESCROW account

I know a person who's willing to give his property worth 30 Crore as collateral in Escrow account, & there'll be a Contract Agreement with conditions of situation- when I'll get right to own his prope


A. Question.1
Is it Possible the same way ? OR any other way[ name it]?
A: In ESCROW Account the fixed share of money will only come to your account depending on what has been written in the ESCROW account agreement.
Question.2
If Situation mentioned in Contract Arises, Will i get property ? OR Money ?
Is anything from Both, possible ?
A: Eg - If the property is worth Rs. 30Cr as you said ad you ESCROW agreement is in 60:40 basis then by default if the loan is sanctioned for 30 Cr then 18Cr and 12C ...ReadMore

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Suraj  Kumar

Suraj Kumar

icon Conveyance original deed of home loan lost by bank

Hi, My father had taken a home loan from SBI and returned it in full amount but bank has lost the original conveyance deed. I filed a complaint in RBI and they asked sbi to pay Rs 50000 which I think


A. I have a doubt that Bank employees are soing some fraud by saying that they lose riginal documents. i have filed a case seeking 50 lakh compensation, case is still pending.

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Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

Adv. Sarika  Khude

Adv. Sarika Khude

icon Education loan

I have taken my education loan from State bank, Palappetty, Malappuram , Kerala, on 2009, with amount of 225000/- rs and until 24th March 2021 and I have paid around 32,3755/-. Also, along with gov su


A. You can opt for individual insolvency process as u have taken educational loan n unabel to repay it. But the court cannot just waive away a loan like that way as it is from a Nationalise bank, also they have the lowest interest rate & you must have signed the agreement for the same. Maximum u can get restructuring of the loan by increasing the tenure & reducing the EMI amount.

If you realize my professional skills, the time & efforts put in by me needs to be truly appreciated, and then Please � ...ReadMore

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Education loan interest subsidy under central sector scheme

I had obtained an education loan from Bank of India. Since my father's income is less I was eligible for education loan interest subsidy till the moratorium period under the central sector scheme for


A. If you have written the bank via email or speed post, letters etc. regarding the income certificate that you have submitted then u can get education loan interest subsidy . In case of miscommunication please write to banking ombudsman. if things don't work out we can file a case.

If you realize my professional skills, the time & efforts put in by me needs to be truly appreciated, and then Please “CLICK MY LIKES/ THUMBS UP/GIFT” button shown below this reply format & also CLICK/ WRITE a “ ...ReadMore

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icon Cheque bounce

I have given a cheque of 2 lakh to a real estate firm for booking of a plot.later I decided not to take the plot and I informed the same to that real estate firm.they accepted it and I cancelled the c


A. Hi,
Since it has crossed 90 days, the validity has lapsed. It is advised to you to provide a written letter to the real estate stating that you do not wish to continue and you are cancelling your cheque for proof.


If you like my answer, please give a good review.

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Latest Response 3 years ago
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

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icon Home loan

I have 5 months emi pending and last payment made on jan 21. They are chasing as legal action will be taken if not cleared in full. They forced to give cheque and it got bounced . I was jobless frm 20


A. No.. need to worry for the bounced cheque... but hence forth do not give the cheque.... They will NOT take legal action in COVID situation... if the bad time arise you can file a case against the bank for harassment..

If you realize my professional skills, the time & efforts put in by me needs to be truly appreciated, and then Please “CLICK MY LIKES/ THUMBS UP/GIFT” button shown below this reply format & also CLICK/ WRITE a “REVIEW” in 5 star as I have answered your query in detail. Ho ...ReadMore

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Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal