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Sir maine 6 month se credit card ka bill nhi bhra hai bank ne total outstanding amount 25000 ka 34600 ke aaspaas bna diya hai ab mujhe kisi bande ka call aaya hai bank ki tarf se ki aap abhi n.p.a nhi hue ho sir mai aapki settlement karwa deta hu 20000 rs me 5 emi me 4000 per month ki to sir kya mai ye settlement karne ke baad in future me kabhi electronics items finance karwa sakta hu ya nhi aur mera cibil score sahi ho jayega ya nhi
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Anonymous

Posted 3 weeks ago

How to file a case against a person whos address we don't know and wrong address is mentioned on adhar card

A. Dear Sir,
You may approach the police who are the masters to trace out such fraud person or approach private deductives and find out where abouts of such persons.

Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.
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Meenakshi  Garg
Meenakshi Garg Experience: 2 Year(s) North Delhi
Kalpesh  Gaikwad
Kalpesh Gaikwad Experience: 10 Year(s) Aurangabad
Hi, One of my friend asked me an urgent loan of Rs. 10,000/- and promised to return, now she has blocked me and not returning my money. Please help how to recover it legally. I know her work address not her residential address. What happens once I issue her a legal notice thru a lawyer. Can she ignore it? I have a phonepay UPI transaction proof showing the transfer.

A. Dear Sir,
Legal Notice may not work if she choose to not to reply and you may not go to Court as it requires time and expenditure. You may threaten her to put her name in social channels about the transaction and thus she may come to terms and settle the amount.

Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.
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Kalpesh  Gaikwad
Kalpesh Gaikwad Experience: 10 Year(s) Aurangabad
J S  Pawar
J S Pawar Experience: 3 Year(s) Mumbai
Meenakshi  Garg
Meenakshi Garg Experience: 2 Year(s) North Delhi
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Anonymous

Posted 3 weeks ago

Mene ek aadmi ko 1 lakhk maal diya ab bo paise nhi de rha ky akaru

A. Dear Sir,
Get issue a legal notice followed by a Civil suit for recovery of money.

Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.
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Anonymous

Posted 1 month ago

As because of unemployment from a year I missed 2 payments of my loan and credit card. So for this I hired single debt management. So they are looking up my missed payments and helping me in paying all amount to concerned bank .But still I get calls from recovery agents and they come to my place.Send me bank notices etc

A. Dear Sir,
you may send them following.
ICCI Bank Limited vs. Prakash Kaur case,

The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.

"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised country and are governed by the rule of law," a bench comprising Justices Tarun Chatterjee and Dalveer Bhandari said.

...ReadMore
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Anonymous

Posted 1 month ago

Hi sir, I have invested some amount in chit fund, but due to some issue, he discontinued the scheme, from last 3 months he is dishonouring his commitment to return the amount. Based on trust I have started this, agreement copies couriered to him, don’t have any documents with me now, All amount transferred through online transactions, can I fight legally to get money? Law will be in favour of me?

A. Dear Sir,
You just file a suit for recovery and get back your amount with interest.
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Rameshwar  Dadhe
Rameshwar Dadhe Experience: 3 Year(s) Aurangabad
J S  Pawar
J S Pawar Experience: 3 Year(s) Mumbai
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Anonymous

Posted 3 months ago

Hello Everyone, If someone have debts in which they have huge debts where they lost money from gambling can they still file a Insolvency Petetion, he is still having a good job but the amount to repay is exceeding his earnings. So kindly suggest a solution for this. The loan intrest was too high not able to decide in this situtation

A. Hello client,

1.How to File Insolvency Petition :-

An individual can file an insolvency petition if he/she is unable to pay his/her debts and needs protection from creditors. Filing of insolvency is governed by the Provisional Insolvency Act of 1920 and in this article, we look at the procedure for filing insolvency petition in India.

2.Conditions to file insolvency petition:-

Debts amount to more than Rs.500
Individual is under arrest or imprisonment in execution of a money decree
There is ...ReadMore
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I'm a senior citizen, aged 67 years with poor means of earnings/income by way of working. Due to my elders daughter's marriage I borrowed on 05.11.2017, Rs.2 Lakh on interest @3.5%per month from a money lender at Ayanavaram through a mediator, who's ex colleague where i was working in chennai during 2014-15. I used to send interest through the mediator's bank account as i used to hold the temporary construction project jobs out of Tamilnadu. likewise I have remitted the full principal amount of Rs. 2 Lakh on 28.02.2018 through the mediator's bank account expecting to get back my property documents. So far as on now neither we have received our documents back nor the money lender at ayanavaram received their amount of Rs.2 Lakh through him. Mean time the mediator managed to borrow another lakh for him self on our property documents throwing all the liabilities on us. The money lenders are pressurizing me it is horrible o handle with our present life situations Kindly advice Thanks/Regards Prasad

A. Dear Sir,
You may lodge police complaint and approach Senior Citizens forums and get appropriate protection.
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Anonymous

Posted 3 months ago

I have purchased two mobiles for my office colleague through my RBL credit card on 4.12.2018 on EMI basis both mobiles tenure is 9 months (Rs. 1288.2/month + Rs 1657.66/month = Rs 2946) , he has paid Rs. 8468.00 only. After that he stop paying EMI because he left the company. Now his total repayment amount is Rs. 20000. Now what should I do, how can I take action.

A. Clear your dues.
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I am a freelancer. I have worked for a Russian client about an year ago. They have paid half of my payment and half is still pending. It's been more than a year and client is making excuses now. Please provide some legal advice what can I do in this situation. Thanks

A. Consult me directly and I shall guide you thoroughly about what is to be done in such a situation and what further steps should you take.
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