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Hello Everyone,
If someone have debts in which they have huge debts where they lost money from gambling can they still file a Insolvency Petetion, he is still having a good job but the amount to repay is exceeding his earnings. So kindly suggest a solution for this.
The loan intrest was too high not able to decide in this situtation
A. Hello client,
1.How to File Insolvency Petition :-
An individual can file an insolvency petition if he/she is unable to pay his/her debts and needs protection from creditors. Filing of insolvency is governed by the Provisional Insolvency Act of 1920 and in this article, we look at the procedure for filing insolvency petition in India.
2.Conditions to file insolvency petition:-
Debts amount to more than Rs.500
Individual is under arrest or imprisonment in execution of a money decree
There is ...ReadMore
1.How to File Insolvency Petition :-
An individual can file an insolvency petition if he/she is unable to pay his/her debts and needs protection from creditors. Filing of insolvency is governed by the Provisional Insolvency Act of 1920 and in this article, we look at the procedure for filing insolvency petition in India.
2.Conditions to file insolvency petition:-
Debts amount to more than Rs.500
Individual is under arrest or imprisonment in execution of a money decree
There is ...ReadMore
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I'm a senior citizen, aged 67 years with poor means of earnings/income by way of working.
Due to my elders daughter's marriage I borrowed on 05.11.2017, Rs.2 Lakh on interest @3.5%per month from a money lender at Ayanavaram through a mediator, who's ex colleague where i was working in chennai during 2014-15.
I used to send interest through the mediator's bank account as i used to hold the temporary construction project jobs out of Tamilnadu.
likewise I have remitted the full principal amount of Rs. 2 Lakh on 28.02.2018 through the mediator's bank account expecting to get back my property documents.
So far as on now neither we have received our documents back nor the money lender at ayanavaram received their amount of Rs.2 Lakh through him.
Mean time the mediator managed to borrow another lakh for him self on our property documents throwing all the liabilities on us.
The money lenders are pressurizing me it is horrible o handle with our present life situations
Kindly advice
Thanks/Regards
Prasad
A. Dear Sir,
You may lodge police complaint and approach Senior Citizens forums and get appropriate protection.
You may lodge police complaint and approach Senior Citizens forums and get appropriate protection.
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I have purchased two mobiles for my office colleague through my RBL credit card on 4.12.2018 on EMI basis both mobiles tenure is 9 months (Rs. 1288.2/month + Rs 1657.66/month = Rs 2946) , he has paid Rs. 8468.00 only. After that he stop paying EMI because he left the company. Now his total repayment amount is Rs. 20000. Now what should I do, how can I take action.
A. Clear your dues.
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I am a freelancer. I have worked for a Russian client about an year ago. They have paid half of my payment and half is still pending.
It's been more than a year and client is making excuses now.
Please provide some legal advice what can I do in this situation.
Thanks
A. Consult me directly and I shall guide you thoroughly about what is to be done in such a situation and what further steps should you take.
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Hi I am from Thane, Maharashtra,
I am continuously harassed by RBL bank credit card, in march due to my worst financial condition I fail to make the payment on the same I start receiving the Collection agent calls and post discussing through what’s app messages and calls I promise to pay on 30th Macrh’19 but the collection name Swati Jadhav call me on 28th and gave life threat and told me she will enter my house and take away the house hold Items.
After all this I got scared and due to save my and family Image I requested her to meet near by ATM by the time I arrange the fund from relatives. While paying the same she again threating me and forcefully asking me to allow them to enter in the house, but I said I already paid you the requested sum but she humiliates me in Public (I have recorded proof of this incident). I complain to the Bank Nodal officer, grievance team and Customer care team but my all request fall on deaf ears, no action has been taken on the same.
Now again she is threatening the same way.
I want your advice on how to handle this case legally.
A. Immediately make a complaint at the nearest police station.
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Can we file a case for non payment of dues after 10 years.
A. Dear Sir,
The limitation is only three years from the date of due.
The limitation is only three years from the date of due.
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Dear Sir,
My brother was in job in a company. That company has terminated him due to some payment issue and file a case. He is on bail on that case. He has a due of credit card and personal loan of 20 lac. And we are not able to pay currently.But the agents and bank are regularly calling us , our relatives , my father and friends and threatning and visiting our place andfor payment. And giving mentaly harrasement. My brother is searching for the job currently. What should we do?
A. Dear Sir,
Your brother may file permanent injunction suit and get a stay. They have to file a suit for recovery of amount and it will take years together to dispose.
Your brother may file permanent injunction suit and get a stay. They have to file a suit for recovery of amount and it will take years together to dispose.
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Hi my name is teja I have made a transaction to one of my friend worth 8500 and he returned me 3000 ha didn't returning money 5500 since two months now what's the solution for my problem
A. Dear Client,
You can surely file a money suit, but it's better if you could settle down the matter amicably.
Thanks.
You can surely file a money suit, but it's better if you could settle down the matter amicably.
Thanks.
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My name is Harish Iam a businessman I had taken a mortgage loan from lnt I had made emi clearance for two years recently my business underwent a huge loss where I was not able to make payment regularly from past 6 months it is irregular but I am still making the payment through collection executive. But lately collection executive harrasment is high he first says to vaccate the house immediately every time he calls. He comes to our house in our absence and calls up from neighbour mobile number, it is difficult for us to handle him though iam recovering and willing to pay I need sometime to make payment. But bank executive are not understanding what to do
A. Send them a legal notice for the same as such things cannot be allowed. There have been guidelines clearly given by RBI and the SC but these people still do not listen.
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I had lent a good amount of money to some one who was in problem that time. He committed to refund the money in a week. but it has been more than one year past, but I have not got the money back.
Can I take any legal action against him. Is their chance to get the money back if I complaint to Police station. Please advise.
Regards
sameer Kumar
A. Send him a legal notice and then look for legal recourse.
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