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I have a taken loan from rbl credit card bank. Due to corona I couldn't pay the emi amount, I loss my job. No financial support from my family. The rbl bank executives are tortured me for loan amount....
A. Dear Sir,
ICCI Bank Limited vs. Prakash Kaur case,
The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.
"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised country and are governed by the rule of law," a bench comprising Justices Tarun Chatterjee and Dalveer Bhandari said.
The court while dismissing the ...ReadMore
ICCI Bank Limited vs. Prakash Kaur case,
The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.
"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised country and are governed by the rule of law," a bench comprising Justices Tarun Chatterjee and Dalveer Bhandari said.
The court while dismissing the ...ReadMore
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I have taken a small loan of about 10000 from a finance company just before lockdown and now due to some financial issue i cant pay the loan but will need some time. I also got in touch with them to g...
A. You must submit a letter praying for time to re-pay...and you must go through your loan papers and its terms and conditions thoroughly....
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DEAR SIR/MADAM I HAVE NOT PAID MY DUES OF CREDIT CARD DUE TO PROBLEM IN JOB IN THIS COVID SITUATION. I HAVE LOST HALF OF MY SALARY AND NOT ABLE TO PAY THE BANK IS HARASSING ME. WHAT HAS TO BE DONE ?
A. Hello,
You should contact the bank and tell them about the financial crisis and try to initiate settlement.
You should contact the bank and tell them about the financial crisis and try to initiate settlement.
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Sir my name is anuradha i have taken online loan from icredit app of Rs.6000/- due to lock down financial problems but they are asking 12,000/- for two months and they are threatning with filthy langu...
A. Hi,
More specifications regarding the terms and conditions of your loan agreement are required.
More specifications regarding the terms and conditions of your loan agreement are required.
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I paid Rs 16 lakh to a person 4 years ago for appointment to an unsubsidized school but that person kept all the money without going to school, and now I am asking for a refund, he is avoiding it, I t...
A. Dear client, All document of evidence is required in this issue and file a Money Recovery suit in civil court. Regards NITHYANANDAN.S
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I took a loan of ₹50000 for Home Credit. I paid 12 emi but because of covid I lost my job. I am not ablt to pay so they send a recovery agent at my home I asked him what is the settlement amount to pa...
A. Hi,
You can request the bank for availing a low Emi option for you. However, you can also request the bank to give you all the details of the loan documents and clarify your doubts about the sudden change in pending loan amount
You can request the bank for availing a low Emi option for you. However, you can also request the bank to give you all the details of the loan documents and clarify your doubts about the sudden change in pending loan amount
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i gave my friend money by taking personal loan & my credit card to help his urjency based on trust on him. He failed to pay money.
Looks like im deceived.Have bank transfer online proof.whatsup chats,...
A. Hello,
You can send him a legal notice to recover your money
You can send him a legal notice to recover your money
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I have a personal loan and have received a legal notice for collection since my EMI is unpaid for September 2020. How can I proceed? How can I request for the RBI mandated restructuring? I am employed...
A. Hello Sir,
You should send a reply notice at priority assuring the payment of the EMI as soon as you are in the position to pay. Further you can attach your salary slip as an evidence.
You should send a reply notice at priority assuring the payment of the EMI as soon as you are in the position to pay. Further you can attach your salary slip as an evidence.
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I have a credit card overdue, but since the lockdown in March my family income has come down by 50% as a result of which I am not being able to make any payment to SBI card despite the completion of t...
A. Hi,
You must send a notice assuring the payment to bank when situation improves
You must send a notice assuring the payment to bank when situation improves
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sir/madam,
My mom signed on white papers when my dad was in jail to get bail ,his friend asked my mom to sign the white papers.when my dad asked his friend about it he said that he spent 25k to get hi...
A. Hi,
If the signatory signed on any blank paper, without putting the date of signature then according to law this signature may be used by the other party as a Debt recovery document. In that event, the signatory can complain before the local P.S stating all relevant facts and circumstances. If the police take no steps then the signatory may file a complaint case before the competent court for getting redressal.
If the signatory signed on any blank paper, without putting the date of signature then according to law this signature may be used by the other party as a Debt recovery document. In that event, the signatory can complain before the local P.S stating all relevant facts and circumstances. If the police take no steps then the signatory may file a complaint case before the competent court for getting redressal.
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