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Anonymous

Posted 1 week ago

My friend purchased products using credit card of rs 5500 on assurance of next day giving but till now no response on that

A. No legal action can be taken against your friend.
Thanks

Adv. Satej More
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I have borrowed money from a person a sum of Rs 2,10,000 for 5% interset rate per month ,it was transferred in my bank account,as guranatee he took a cheque of 2,60,000,after one year i returned him the money with interest in form of cash,and asked him for cheque for which he told me he is unable to find the cheque right now,its been more than 8 months since then,he has not given me my cheque back, i am worried now what should i do,please guide.

A. Take written affidavit from him immediately with two witness
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I was unable to pay my personal loan and credit card due for 3 months due to insufficient funds. I've 3 loans and 4 credit card, all used to maximum limit. Sbi bank people are calling my father and cousins for the repayment on behalf. I requested sbi if we can settle this by any feasible way but they rejected and told me that they will take me to prison for fraud and 420. Other banks have sent me a notice related to the non payment. I live in Bangalore but my parents live in a different city. My current income is also less to manage all of them. What best can I do to bring everything on track? Please assist

A. dear client A footnote to the IPO prospectus details the collection procedure followed by SBI Cards. “SBI Cards may block the customer’s account, in the event payment is not received within stipulated payment due date, as communicated through statements and SMS," it says. “The account block, in such cases, may be temporary or permanent depending on delinquency stage, default potential, payment history," the note adds.
After roughly 6 months, your credit card account is moved to a recovery ...ReadMore
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rajagopalan sundaramurthy

Posted 3 weeks ago

i have a home loan with HDFC and defaulted for neary 10 moths though made some payment got adjusted towards penal charges, i defaulted because out of job for last 3 years some how managed two years, now arranging all means also negotiating with few for selling and close the loan, I have not received any legal notice from HDFC till date other than computer generated mail requesting to clear the balance, now the bank executive says he will come an paste notice on the door stating default and mortaged with HDFC, which will affect my process of selling and the buyer may reduce the rate based on this notice thus depriving me of getting a better rate, my question is whether the bank act us legal to do withou issuing any notice to understand the problem though the executive is know all these things.

A. Dear Sir,
You may get issue a legal notice and also file a suit against them on the basis of following judgment.
==================================================================================
ICCI Bank Limited vs. Prakash Kaur case,

The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.

"We deem it appropriate to remind the banks and other financial institu ...ReadMore
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I have been harassed by SBI Cards kandanchavadi chennai for past 2 yrs and still the same continues till date .calling frequently visiting frequently .cheated me in late charges and adding all charges .due to this my health is bad and completely weakened my spirit .I Want to know how to handle this and file in court for compensation .

A. Dear Sir,
You may get issue a legal notice on the basis of following judgments.
==================================================================
ICCI Bank Limited vs. Prakash Kaur case,

The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.

"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised country and are ...ReadMore
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ASHISH JAIN

Posted 1 month ago

We did regular business with our customer for 4 years . We supplied material to a buyer on credit basis and now since almost 2 years our payment is stuck . He was giving us part payments till Aug 2018 but then he stopped that also . Now he is not recieving our phone calls also. I have sent text message to him many times but he doesnt reply or receive calls.

A. 1. you are required to file a civil suit for recovery against him claiming the amount along with the interest,
2. start the litigation by sending a legal notice through counsel,
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Rameshwar  Dadhe
Rameshwar Dadhe Experience: 4 Year(s) Aurangabad
Khansaeed  Pathan
Khansaeed Pathan Experience: 11 Year(s) Beed
J S  Pawar
J S Pawar Experience: 4 Year(s) Mumbai
I have missed a repayment of 3500 since a month and been avoiding the recovery agent's calls because, I was in no position to pay the loan. However, one particular lender(NBFC - Early Salary) has called my mother and another person in my account and informed them of my debt details and asked to repay them immediately. This is unacceptable. Do I have any grounds to initiate a legal action against the lender for this breach of privacy

A. Dear sir /madam
You may get issue a legal notice for breach of trust and privacy and also go through the following judgement .

-----------------------------------
ICCI Bank Limited vs. Prakash Kaur case,

The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.

"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised ...ReadMore
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I have filed 2 serious cases against my brother with the help of my lawyer. Since I gave him money (related to my case) whenever he demanded he has done his job very well till now. But later I came to know that he charged me like 6 times the amount of documents / registration / cancellation etc (never showed any bill or receipts). He misused my faith & trust over him moreover from past few days I'm feeling his dominance in our conversations. Now I'm in fear of how to handle him, if I ask him about this matter & request my extra given money back then he may leave my case (as he already earned a lot of money from me) & can spill all the important information to my brother in exchange of money or may fight case from my brother's side. I don't want such a betrayal, Please advise me how to take my extra given money back from him & stop him passing my information to my brother. He has taken Rs 1 lakh extra.
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Kiran Mallimadugula

Posted 1 month ago

What is the process to fight with , i had given an amount of around 3 crores in several instalments to a company directors by taking several promissory notes cheques and declaration on judicial stamp papers and their property documents photocopies. Now that company went into NPA with their funding bank and banker had issues sarfaesi act section 12 (2) notice to that company directors. Now my concern is if bank sells their properties i cannot get my money back. Can i stop or halt bank auction. Kindly guide me with procedure. Please help.

A. You will need to file recovery suit against them immediately
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Prashant  Mane
Prashant Mane Experience: 11 Year(s) Pune
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore
Siddharth  Pimpale
Siddharth Pimpale Experience: 3 Year(s) Mumbai City
ask_a_question

Vijay Babu

Posted 1 month ago

I got 3 lacs for 2% interest on April 2014 And I have Interest for 1 year and suddenly my father got paralyzed and didn't pay interest from Apr 2015, but I didn't provided with receipt for the interest paid Now I got a letter from court stating I have to pay 16 lacs lacs orelse property will be seized. Can u help me out what is the possible way to defend.

A. you have not disclose either it was personal loan or commercial/business loan. letter sent to you may be legal notice so kindly send me said letter so that i can read what ground was taken against you.
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