How to get rid of the home loan taken for disputed land How to get rid of the home loan taken for disputed land

2 years ago

Hello sir, I am constructing a house by taking home loan... But the problem is that my husband are 3 brothers in an family and we are living as a joint family and the land where we r constructing belongs to one of the brother and as the land was a ST land , they could not transfer the paper in there name as they belong to schedule caste and I being Scheduled tribe the whole family decided to make the land document in my name..... So they told me that as I m a service holder I can take the loan and they 3 of them will pay the emi of bank so I took the loan of 22 lakhs from bank on November 2020 and the construction is going on but after that neither they are paying emi so I m paying the emi 17550/- monthly but after doing so also now they r telling me that I have looted the land from them.... So how can I find the solution.... Because I m not able to pay emi in futher coz I have two children and I have to look after them and I can't ask them money too coz they are jobless and they told me they will put a case of 420;on me.. so I m helpless what shall I do

Anik

Responded 2 years ago

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A.Hi,
If you have any banking-related queries such as returning the amount of loan, then you may simply reach out to the employees of the bank itself. Alternatively, you can also register your complaint against the brothers with the police u/S 383 IPC for blackmail.
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Ayantika Mondal @ Prime Legal

Responded 2 years ago

A.Hi,
You may contact the branch manager of the bank regarding this escalated situation of returning the loan amount. You can also further post your query to the banking ombudsmen of your region and work out any differences.
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Abhimanyu Shandilya

Responded 2 years ago

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A.First of all the bank has committed a blunder by sanctioning a loan on disputed land which they should not have. If the land is not in your name then how come the bank has given you loan. You need to discuss with bank and ask the bank to recall the loan so that you can save your job, yourself, your credit score and later on from falling into any false criminal case by your relatives
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