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I have a joint account(either or survivor) with my mother's aunt. She died recently. There is money is savings account and 2 fixed deposits . I have applied properly for removal of my mother's aunt na

Posted 6 days ago


A. Yes you are right that there is no banking laws or rules which prohibits one of the joint account holder to access the account on death of another account holder. If the bank is not listening to you then you have these options;
1. Write a complaint letter to the banking Ombudsman
2. Send them a legal notice through a lawyer
3. File a consumer case against them.
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Anonymous

My father had taken a cash credit limit of 1.75 Lacs on Jan 2009, which he was unable to pay. Now that my father passed away last year that is 2002 and I have not inherited any property from him. the

Posted 2 months ago


A. Dear Sir,
You are not liable to pay any amount to the Bankers as it was personal loan and you have not inherited any property from him and also on the following principal of law.
=================================================================
'Pious obligation' means the moral liability of sons to pay off or discharge their father's non-avyavaharik debts. ... The ancient doctrine of pious obligation was governed by Smriti law. There is a pious obligation on the sons and grandsons to pay the d ...ReadMore
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Ramkumar P

My bank charged me for a cheque bounce due to NSF reason. As a player I was not at fault. The drawee paid the full amount through online transfer immediately afterwards, but refused to pay the charge

Posted 2 months ago


A. Dear Client,

There is no legal provision for the same. However, to recover the amount you may file a legal notice. If you have a written agreement for the payment you can use it in your favour.

Thank you!
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Sir, I wanted to understand the Act of God clause in Loan recovery from the Bank. Crop loan or KCC loan was taken in the year 2016, but there was severe flood and landslides in my place in Kodagu dist

Posted 2 months ago


A. Hi,
If there was such a clause in the agreement, you can use that as a defense in court and save your property. You have to refer to the agreement deed and in case of any further advice, please contact a lawyer.
Please rate my answer
Thank You
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The Director of the Company who was spouse and also Director and 49% shareholder of the Company leaving abroad. The Majority 51% shareholder and Managing Director of the Company at the time of freezi

Posted 2 months ago


A. I will have to look in to the Companies Act of Tanzania to figure out the rights of the minority shareholder plus the banking laws of Tanzania that how enabled they were legally to take that action. But on a general legal premise minority shareholders can not approach the bank asking them to freeze the account as they would not be having the authority to do so, unless allowed under local Tanzanian law.
At the same time the bank did not receive the request to freeze either form the singatories or ...ReadMore
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Dear Lawyer Sir, I need one advice , would be really grateful if you can give a precise answer or counter legal remedy Subject:Inheritance of FD when Son Deposit FD in Fathers's name ,as per RBI no

Posted 2 months ago


A. If the daughter doesn't give any stop payment direction to the concerned Bank, then the Bank may not insist you to submit the Succession Certificate but will disburse that FD amount to you as Nominee. Please take note that if the daughter gives objection against such disbursement,then to get the Succession Certificate is the only option and in such case mother, son and daughter have such right of inheritance.
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MANISH KUMAR YADAV

Hey All , Hdfc Bank Had freezed My account For Trading In crypto Currency As They are saying It's illegal . i usually Deposit & withdraw money by Hdfc bank through Wazirx , zebpay ... . Let me know m

Posted 2 months ago


A. Hi,
Asper the laws in India, any transactions that involve Crypto Currency are unregulated. However, this in no means mentions that it is illegal. Thus, the bank account cannot freeze your account citing this as a reason. You may speak to the branch manager/Zonal head regarding the same and show him the relevant media which mentions that it is not illegal.
If you like my answer, then please rate it.
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boja on the land from 2002 so I want to remove the loan and the bank is not exist now on our city what is the process to remove this boja amount

Posted 4 months ago


A. Visit any branch of the said bank which has sanctioned the loan over the land and discuss in detail about the said loan and find out from to whom you can contact. If there is any outstanding amount left, then, repay that amount and get the NOC from the said bank. When all these paperwork is done, your loan will be over and you are free.
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Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal
Adv.Swapnil  Patil
Adv.Swapnil Patil
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Anonymous

I have HDFC account. recently filled claim form after my father's death. he had a SBI account for which I was the nominee.after the process I received the banker's cheque. I wanted to know which b

Posted 4 months ago


A. Dear Sir,
You have to file a civil suit to claim such amount. You being the nominee entitled to recover such proceeds of the cheque. You must approach SBI Bank first and if rejected then approach HDFC Bank and get endorsements from both the banks.

Rate me Five Star*
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I (son-in-law) have made a number of fixed deposit accounts (from my salary savings) in various nationalized banks with my Mother-in-law as first holder, me as the second holder and my wife as the thi

Posted 4 months ago


A. Hi,
Your mother-in-law has the legal authority to make a will giving all of her assets to your wife. If she dies without leaving a will, her estate will be distributed according to the laws of inheritance and succession.
Thank you very much.
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