100% deduction from salary account towards loan recovery
100% deduction from salary account towards loan recovery
On behalf of my husband,I had availed of a loan from OBC with my husband as a co borrower , which couldn't be paid back due to financial crisis. However, all the correspondence regarding the same was
1 year ago
A. Dear Sir,
SECTION 60 CPC PROPERTIES WHICH ARE LIABLE TO BE ATTACHED AND NOT LIABLE TO BE ATTACHED
60. Property liable to attachment and sale in execution of decree— (1) The following property is liable to attachment and sale in execution of a decree, namely, lands, houses or other buildings, goods, money, banknotes, cheques, bills of exchange, hundis, promissory notes, Government securities, bonds or other securities for money, debts, shares in corporation and, save as hereinafter mentioned, ...ReadMore
Subhashis Paul
Threatened by online loan app
I have taken a loan from mojo lends online app...one day before the executive called me and to do payment within 5 mins and she threatened me that if I have not done payment they will leak my and my f
1 year ago
A. Dear Client!
Do not fall under trap. They are blackmailing you. For any loan repayment the loan recovery people can not do any threating Or blackmailing activities. It is a punishable offence.
You need to take lodge police complaint against such persons.
Hope this reply is useful to you.
Defamation by branch manager
I went to the bank for taking the status of a request raised by my mother and follow up being taken since last 6 months. The manager did not take any responsibility of the acts of his staff, rather he
1 year ago
A. Dear Client!
Yes, you have all the right to take action and protect your dignity.
Would require you to share the details of the transactions / instruction given by your mother and what happened in the bank on detail.
Loan Recovery Agent harrasment
Loan Recovery Agent harrasment.. what should I do ?
1 year ago
A. Hi client,
If the loan amount is not being paid within the stipulated time then the bank has the right to ask or recover the same from you any day. But every such process of recovering money should be done in a legal manner, anything beyond the legal means is not acceptable. If they are harassing you or crossing their limits then you can inform the local Police station about the same.
Thanks and Regards
Simi Paul
Loan harrsament
Some one is calling again & again asking lian amount ....its mentally tourcher
1 year ago
A. Hi client,
Your query is not clear. If you have taken a loan and not paying the same, then the bank has the right to recover the said amount from you any day in a legal way.
If you have not taken any such loan and still some unknown organisation/person/bank is disturbing you can report the same to your local police station.
Not sure about your matter , if not covered under the two heads please post once again with more clarity.
Thanks and Regards
Simi Paul
Defamation and harassment against 2 banks
I had to fight 2 legal cases with 2 separate banks in Drt and won. In both cases the banks had fraudulently given loan against my property with same set of forged documents and then had approached Drt
1 year ago
A. Dear client,
Yes you can file complaint in consumer court is you are aggrieved by this step of bank due which you have to suffer some financial loss or mental harassment.
Hope it helps.
FORE CLOSURE FROM NBFC BANK
Dear Sir, Have been sending reminders to NBFC BANK for FORE CLOSURE , but they did not reply even once hence have to keep you informed. Need a small advise how to go about it: My problem is given belo
1 year ago
A. Dear client,
You need to file the suit before the high court Or file a complaint before the RBI.
Hope it helps.
Subhashis Paul
Bank took Physical statement of my account
Bank is took Physical statement of my account and forward to Insurance company with out informing me. due to this Amount is deducted in my account. I contacted the branch and ask for refund but they P
1 year ago
A. Dear client,
A bank have no right to forward your account details without your consent to a third party, so you can send the bank a legal notice even after it your money is not refunded then you can sue the bank.
Hope it helps.
Subhashis Paul
cheating by bank
The bank is charging more interest from me than it was stated.
1 year ago
A. Hi client,
A bank cannot charge more interest than the agreed terms and conditions. If so is happening contact an advocate immediately and send a legal notice.
Thanks and Regards
Simi Paul
I Want Stay From Drt
Sir bank is going to take the possession within 1week of my property how can I take the stay from drt
1 year ago
A. Dear Sir,
You may immediately to DRT through any Advocate who is practicing in Debt Recovery Tribunal and you may get atleast status-quo order on such notice of taking possession of your property.
