Breach of Contract (TO THE BEST OF MY KNOWLEDGE)
The father of my friend took 7-8 lakhs each from 18-20 people under the confidence of getting them a job in the Group C/D of the Indian Army. He was supposed to give that money to a different person w
3 years ago
A. Hi,
The best thing to do is to file a complaint with the police for fraud and cheating. You friend's father is also a victim as he was unaware of the broker's real intentions. Civil money recovery proceedings can be instituted against the broker by all those who have been aggrieved by his actions. As the limitation period of three years has expired, they will also have to file an application for the condonation of delay, if they have genuine reasons for the same.
Ayantika Mondal @ Prime Legal
I am looking for legal advice & assistance against my PNB housing loan.
Hello, Urgent !!. I am looking for legal advice & assistance against my PNB housing loan. Due to COVIA-19 lockdowns in India, I lost my job & I'm not able to pay my home loan EMI from September 2020
3 years ago
A. Hi,
You could send them a legal notice, and further file a complaint in consumer forum regarding the same.
Ayantika Mondal @ Prime Legal
Harassment and high rate of interest
I am from Bangalore and I had taken rs.2 lacs from a private financer who is not a registered financer and because it was an emergency during the lockdown I agreed to his terms and the rate of interes
3 years ago
A. Dear Sir,
Unless you have issued any cheques you are not in danger situation.
Ayantika Mondal @ Prime Legal
Dues Pending after Seize of financed Vechile and Sold
One of my friend has taken a loan from Shreeram finance and It is seized to due to non payment of dues and same has been sold by financer. Now recieved a notice to pay more around 14 lacs
3 years ago
A. Dear Sir,
Such things being happening because such financiers sold the vehicles at lower rate. Please mediate or lodge complaint.
Ayantika Mondal @ Prime Legal
Bajaj Finserv
Two years back I've availed a loan from Bajaj Finserv for buying some electronic goods. Unfortunately I failed to pay the one month EMI for that they've put lot of charges which is almost half of the
3 years ago
A. Dear client
You need to file a well draft complaint in customer care to resolve your issue and you first collect statement of account check the details of payments adjusted and balance dues and file detail complaint before RBI ombudsman to get relief from arbitrary dues. Many more other steps are also their depending upon their response
sanjay panda
Aggressive & Invasive EMI reminders.
I have a perfect repayment record with no bounce or delayed payments yet I had to face this problem of excessive & rage inducing levels of EMI reminders, phone calls & SMS being thrown at me starting
3 years ago
A. Hi,
Legally there is no prescribed number of calls a bank can make. Nonetheless, if you are continuously being disturbed by the bank you should approach the bank manager and let him know of the same.
Loan with TV's when minor
I was minor I purchased a bike from TV's and I didnt have my parent they forged fake document like photo of other person and signed the document themselves and I got the loan I have been paying loan f
3 years ago
A. Hi,
Since, the contract was not in your name, in whose name it is? Though the company may take the vehicle if the payment is not done.
PROMISSORY NOTE
Is there any maximum limit for lending on promissory note? i.e. whether it can be done for more than a crore?
3 years ago
A. Hello. There is no maximum limit for lending on a promissory note.
Adv. Anushka Dikshit
Lended money to a friend
Lended 6 lakh in cash and 1 lac online transfer to a friend.delaying repayment.He is ready to give PDC and sign the promissory note.but confused that is lending 6 lakhs by cash legal in india.how shal
3 years ago
A. Hello,
You have to make an agreement-(Friendly Loan Agreement) and mention that" How you lended 6 lakh in cash to your friend" and 1 Lahk through online transfer. You have to mention the dates on which you are given the Cash and Online transfer. if your friend is ready to give you PDS and sign the promissory note then you have to mention that PDS in the said agreement. Further, you should declare this friendly loan amount in your ITR also.
After that present the said PDS in your bank.
As pe ...ReadMore
Nishant Singh
Ayantika Mondal @ Prime Legal
Kissht - Overdue
Kissht, They are saying Collection people are sent to your home address, What to do?
3 years ago
A. Hi,
More information is needed.
Ayantika Mondal @ Prime Legal