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Dear Sir,
You may approach Insurance Ombudsman or Consumer Court.

I could have explained more if background is known to me. If background is made known in full then legal experts will be in position to understand correctly. Moreso, the background must be in brief.

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Dear Sir,
It is too late but if there are grounds to justify the delay you can approach Magistrate Court and file private complaint and get it registered.

Dear Sir,
You may approach insurance ombudsman if clauses of first policy allows such transfer from one policy to another.

Hi,
You have to bring this to their attention. It is difficult to claim the insurance in case of any such errors and the company will try its level best not to approve the claim. Please contact them and for legal advice, please contact a lawyer.
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IRDAI does allow some room to the insurer to change the premium for health insurance following some guidelines issued by the IRDAI. You ask your insurer that under which rule they have changed it and once you have the rule then we can evaluate whether to challenge it in the court or not.

Hi,
This may amount to fraud from your side and will be difficult to get your insurance sanctioned. Since you conceal the fact that you have been taking medication for schizophrenia since before the period of insurance, the company can use it as a defense against your claim.
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Hi,
LIC has to take responsibility. You can sue LIC as there is a principal-agent relationship between LIC and its agent and the principal is responsible for the actions of their agent.
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Dear Sir,
You have several options and you can get huge compensation from them. First lodge a complaint with the Police. Secondly send complaint to Medical Council of India. Thirdly, you make it viral on social network and approach consumer Court claiming compensation.

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Hi,
You are responsible only if you induced them with mala fide intention to invest the money in the company. But if you did not have any such intention, you are not responsible and have no liability. You have to prove it in court.
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Hi,
Health insurance plans change depending on the organisation. The claim cannot be denied merely due to medical inadequacies; nevertheless, the policy must be studied carefully. Pre-existing illnesses, such as high blood pressure, are often not covered by insurance providers, thus any medical expenditures incurred as a result will not be reimbursed. This is something you should discuss with your doctor.
Thank you very much.