icon Claiming car insurance

My family met with an accident, my father was driving the car..we have filed FIR on the same day and car insurance has been active but on the date of accident my father' s license was expired so for t


A. You should appoint the driver with valid liance

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Latest Response 3 years ago
Adv. Sarika  Khude

Adv. Sarika Khude

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Rameshwar  Dadhe

Rameshwar Dadhe

icon Accident insurance claim pending

Dear sir/Madam, My mother died in an accident before 11 years. The lawyer is still running the insurance case in madras high court and says different reasons every time for case delay. unfortunately


A. Approach a junior lawyer, apply all the certified copy from the file ( lower and higher court).

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Latest Response 3 years ago
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

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icon Non-Compliance by Insurance Company against non-renewal of policy

I purchased a life policy from Reliance Nippon Limited on May 2016. I had paid a premium of Rs. 20,725 for the same in 2016 Since then I was not able to pay the premiums due to financial issues as I a


A. You may approach the Insurance Ombudsman and share your policy. Conditions to be read first to render legal advise.

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Denial of Life Insurance Insurance Claim

Respected Madam / Sir : The late mother of my office colleague passed away a couple of years back. This colleague is the eldest daughter and having TWO younger sisters all THREE unmarried. The eld


A. Such repudiation of health claims are not permitted according to law and there are several incidences and judgments of higher courts against the insurance companies. Ur case shouldn't b much different. Plz issue legal Notice after raising grievances with the Customer Deptt. of ur Insurer and Insurance Ombusdsman and approach the concerned Consumer Court for claim amount and mental agony and harassment. U should succeed. Thanks n regards

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Latest Response 4 years ago
Jagannath S  Pawar

Jagannath S Pawar

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Third party claim

My father died on road accident. Hit by hundai creta.he was on two Wheeler. We want to claim third party insurance. What are the documents required. How much amount we will get. My mother was pilion r


A. 1. the documents required are FIR, Post Martum report, Date of birth and Income proof of the deceased,
2. you can contact any advocate for filing the claim,
3. amount depends upon the age/income of the deceased,
you can contact me for a detailed discussion,

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Health insurance

Hi, I have a health insurance policy with a leading private insurance provider for the past 6 years. I did not have any pre-existing conditions when I took the policy. But 2 years back I was diagnosed


A. Hi client,
If you have got a new medical issue, you should definitely let him know this. Immediately talk to your insurer.
Thank you

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icon LIFE INSURANCE

I AM A PVT.LTD COMPANY SERVICE HOLDER EARNING ABOUT 25000+ MONTHLY. AM I ELIGIBLE TO TAKE TERM LIFE INSURANCE POLICY OF 1 CRORE.


A. Policy conditions vary from insurance company to insurance company.
Different companies have different plans and different criteria.
Thus an insurance agent will be able to guide you better.
Thanks

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icon Life Insurance claim

Be Afterexpiryof 3yearsfrom date of risk if life insurance company has not settled but processing and mean time it is provided a evidence of preexisting diseDe not disclose can it withhold the claim i


A. Dear sir/madam
If you have not disclosed the previous existing disease as on the date of policy then they may withold or even reject the claim.

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icon LIFE INSURANCE (FIXED PLAN SAVINGS)

I HAVE TAKEN A LIFE INSURANCE POLICY WITH TERMS AS TO PAYMENT OF YEARLY PREMIUM FOR 5 YEARS AND THEREAFTER IF I SURVIVE YHE POLICY MONEY WILL BE RETURNED WITH ADDITIONS AFTER 7 YEARS. SINCE I HAVE NOT


A. Dear Sir,
Show your policy to local advocate or contact your insurance agent to clarify your doubts.

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Rameshwar  Dadhe

Rameshwar Dadhe

icon Health Insurance not being offered by any Insurance company in this country.

Dear Sir / Madam, I am a patient of Epilepsy for the last 20 years. When I try to get Health Insurance for myself, all the insurance companies have refused Health Insurance on the grounds that I suffe


A. Dear Sir,
You may approach High Court by filing PIL through any advocate who is ready to file such PIL free of cost or approach any NGO who wish to support your noble cause.

Thanks.

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