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Hi,
Health insurance plans change depending on the organisation. The claim cannot be denied merely due to medical inadequacies; nevertheless, the policy must be studied carefully. Pre-existing illnesses, such as high blood pressure, are often not covered by insurance providers, thus any medical expenditures incurred as a result will not be reimbursed. This is something you should discuss with your doctor.
Thank you very much.

Hello Ma'am
It would be suggested to contact senior officers of the insurance company, write them a letter explaining your issue and take action in this regard. Also after your husband death you have right to claim his property.
Thanks
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First by law you can not demand any compensation. And any benefit. Because your mother to be suicide. Either any policy holder can not sucide if the policy holder takes the sucide. His legal heirs can not challenge any benefit which give by lic and post office.
You should be contact to the office. And after takes staps.
Accident death naturally death. Any suddenly ill.
Some death are decried in the policy. Then the policy holder heirs takes benefit.
If any help my answer you. You thik that

Dear Sir/ Madam
Unless a legal obligation has been imposed the property of the deceased shall be received and held by the nominees and not the heir.
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Dear Sir,
Such instances are more in Private Sector Banks. Better you approach ombudsman of insurance and if not resolved in your favour then approach consumer forum if not resolved then finally you may approach High Court.

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Hi,
If the policy was repudiated for crosspathy, then you will have to approach the consumer forum, and present your case that the repudiation was not valid as the clause of crosspathy was not violated by you. Please consult with an advocate personally, he will advise you further.
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hi,
If you move to a consumer court there are very less chances to win, as it was your insurance agent fault to not mention the earlier disease at the time of taking the policy and insurance. It would be suggested to file a complaint against the agent for such irresponsible act.
Thanks

Hi,
If you are unhappy with your insurance company then you can approach the Grievance Redressal Officer of its branch or any other office that you deal with. The insurance company should resolve your complaint within a reasonable time. In case if it is not resolved within 15 days or if you are unhappy with their resolution you can approach the Grievance Redressal Cell of the Consumer Affairs Department of IRDAI.
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Hi,
As per your narration, the private corporation might have overlooked the billing history which is clearly a fault on their behalf. You may write a complaint addressed to the MD and the manager of your respective bank. Further, you can also file complaint before the consumer forum.
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Nominee sirf property ya money ka care taker hota hai. Uska malik nhi hota hai. Usko property ya dhan ko use karne ka bhi adhikar nhi hota hai.
Aap or aap ka beta aap ki wife dawara chodi gai dhan rashi ke absolute sawami hai. Isliye aap dhan rashi ko recover karne ke liye civil court me case file kar sakte hai. Jisme aap ko kamyabi milegi.