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I have not paid my 4 emis to bank but I have been paying them every month apart from the 3mnths I cudnt pay but still due to some financial problems I cudnt pay this month..I am explaing them that if

Posted 1 day ago


A. Dear client,
They have every right to ask for the EMI from you. However, they cannot harass you into paying the EMI. You can file a legal notice and send it to them. But, since you are the one at fault in paying back the EMI, it may be tough to claim them constantly contacting you was 'harassment'. Instead, you can write a letter explaining your financial situation to them and ask for more time to repay the EMI.
Thank you.
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Anonymous

My friend & me taken loan on joint account.Amount credited in his account.Now he is not paying.Bank issued notices to both of us. At last I paid amount to bank, now I want to recover from my friend.

Posted 2 days ago


A. Dear client,
you can send him a legal notice stating to pay the requisite amount within a particular time frame. If he does not do so then you can file a suit against him to recover the amount you have paid in place of him.
Thank you.
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Saurabh Khadke

I have taken bike loan for some reasons I couldn't pay it so they took my bike and sold it now they are asking for outstanding money what should I do. I don't have enough money to pay them and why sho

Posted 3 weeks ago


A. Once you take a loan then you need to repay the loan. Speak to then and try to reach out to some settlement asking them to reduce the amount that they would have got after selling the bike and rest you can pay them in installments.
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Anonymous

I work in a coop society (patsanstha). I have given loan of around 2 lakhs to my neighbours with higher interest rate as a premium for not having mortage, on my own resposibility. Resposibility as in,

Posted 1 month ago


A. Dear Sir,
You may approach the Police and try to get or file a civil suit for recovery of money but chances are very low.

I could have explained more if background is known to me. If background is made known in full then legal experts will be in position to understand correctly. Moreso, the background must be in brief.

Please give me FIVE STAR if satisfied by my answers.
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Hi, My child was not interested in school program from the beginning of the year. As the teachers messaged me, I nudged to attend online classes. From July to August, she has attended only 10 classes

Posted 1 month ago


A. Dear Client,
Your dissatisfaction should be brought to the attention of higher education officials, and if necessary, a public interest lawsuit petition should be filed with the High Court. Let us know if you require any further assistance.
Thank you!
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Anonymous

Is it compulsory to appear with lawyer at Lok Adalat or I personally can appear also

Posted 2 months ago


A. Hi,
1) You can personally appear, there is no hard and fast rule concerning appearing with a lawyer.
2) However, a lawyer can help you put forth your grievances and the remedy you seek in an articulated manner and can also be beneficial in handling the procedures and other work at the Low Adalat.
If you like my answer, then please rate me.
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Anonymous

I've given 5 lakhs to a known person two years back and he has signed a promissory note (duly signed by him). He wanted that money to construct a School and also for his Son's marriage needs. As I am

Posted 3 months ago


A. Hi,
It is unfortunate that the person whom you have given your money too has absconded. However, since you have a promissory note which is valid, you can get your money back by approaching the court and filing a money suit. This will help you get your money back
if you like my answer, then please rate me
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Anonymous

I got personal loan with home credit company. I unpaid the last 4 months dues because of lost job and affected by corona. Now i got legal notice from my home credit finance stating to pay the full amo

Posted 3 months ago


A. Hello
You cannot deny to pay the loan back or say you can't pay, it's you liability to pay the loan back. Although you have an option to try contacting them and request them to give you some relaxation and Reduce your emi. Also it's there call to do so.
Thanks
Please rate if you find this advice helpful.
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Arun Kumar

Hello Sir / Madam, I wish to submit that i have given money amounting to nearly Rs.6 Lakhs on various occassions to my cousin sister during 2013 to 2016. All those were given as Bank NEFT Transfers. I

Posted 4 months ago


A. Dear Sir,
Normally, money can be recovered and suit can be filed only within 3 years from the date of last transaction. You must make something to continue the cause of action. You must get admissions from the borrower to file a civil suit.

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I am a doctor, I used to take private tuition of a girl who failed in 8 attempts in BDS, I had taken money for teaching the daughter, 40000, as the daughter was terminated from the college, he is thre

Posted 4 months ago


A. Dear Sir,
Please read the rules and regulations framed by DCI and if it is not allowed then you cannot render such tuition. But, such rendering tuition individually is of not commercial nature and no action will be taken by DCI.

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